DISCLAIMER

NOTICES AND CONDITIONS OF USE

Your use of this web site is subject to the following terms and conditions. By accessing this web site, you acknowledge that you have read and accept these terms and conditions.

DISCLAIMERS

No Legal Advice or Attorney-Client Relationship: These materials have been prepared by INTERNATIONAL FINANCE, a Division of INTERNATIONAL TRADING & FINANCE CORPORATION, LTD. (the "Firm"), for informational purposes and are not legal advice. This information is not intended to create, and receipt of it does not constitute, an attorney-client relationship. You should not act upon this information without seeking advice from a lawyer licensed in your own state or country. Do not send us confidential information until you speak with one of our staff attorneys and receive our authorization to send that information to us.

Links to Third-Party Resources: Third-party resources that can be accessed with hypertext links from this web site are not under the control of the Firm, and the Firm is not responsible for the contents of any of these third-party resources. The third-party hypertext links presented on this site are provided for your convenience only. The inclusion of any link on this site does not imply any recommendation, approval or endorsement of that site by the Firm.

No Warranties: This web site, and all information available on or accessed through this site, is provided "as is." The Firm makes no warranties, representations, or claims of any kind concerning the information presented on or through this site.

Information Submitted: Absent any written agreement to the contrary, duly executed by an authorized representative of the Firm, any and all information, ideas, concepts, methods, processes, documents, drawings, software, prototypes and/or any other form of intellectual property whatsoever (collectively "Intellectual Property"), shall not be restricted and nothing shall preclude the Firm from using such Intellectual Property for its own purposes or in conjunction with others, unless such Intellection Property is protected by patent, trademark or copyright.

IRS Circular 230 Disclosure: To comply with certain U.S. Treasury regulations, we inform you that, unless expressly stated otherwise, any U.S. federal tax advice contained in this communication, including attachments, was not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding any penalties that may be imposed on such taxpayer by the Internal Revenue Service. In addition, if any such tax advice is used or referred to by other parties in promoting, marketing or recommending any partnership or other entity, investment plan or arrangement, then (i) the advice should be construed as written in connection with the promotion or marketing by others of the transaction(s) or matter(s) addressed in this communication and (ii) the taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

Limitation of Liability: Your use of this web site is at your own risk. The materials presented on this site may not reflect the most current legal developments, verdicts or settlements. These materials may be changed, improved, or updated without notice. The Firm is not responsible for any errors or omissions in the content of this site or for damages arising from the use or performance of this site under any circumstances.

COPYRIGHT NOTICE

Copyright © 1984 - 2009 INTERNATIONAL FINANCE, a Division of INTERNATIONAL TRADING & FINANCE CORPORATION, LTD.. All rights reserved. The Firm claims a copyright in all proprietary and copyrightable text, graphics and computer code on this web site, the overall design of this site, and the selection, arrangement and presentation of all materials on this site, including information in the public domain.

CONTACT INFORMATION

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